We Have Given Them Loan

Terms and condition for Loan

Terms and condition for Loan

A Must Read For Borrowers

* Consent And Limited Pledge:-

Do not fill or complete any section of this loan form until you have read and accepted the Terms and Conditions so stated therein. This includes the requirements/expectations from a loan seeker. The filling and completion of every sections of this form by you, mean that you have accepted the terms and conditions for the credit facilities of All Co-operative Farmers Association, Edo State (ACFA).

*Choice

 You have the choice to choose whether you will still proceed with the loan, after reading through the following conditions make available herein. But, IF YOU DO NOT AGREE TO THE TERMS OF THIS AGREEMENT, PLEASE DO NOT Bother to continue filling this form.

*Why The Association Was Established

Note that the reason this Association was formed is to create an avenue where those in the grass root will be heard and noticed. It also has a rationale to inform, educate, and enlighten and to provide succor for small scale entrepreneurs who find it difficult to access soft loan to boost their various businesses. The association also has the intent to make the general public know the level of flexibility that operates in the group.

ACFA is aware that to meet up with these responsibilities of giving close linkages with those in the grass-root, and to expose them to the appropriate authorities great effort is required. The executives of the Association are also aware that since it has always been very difficult for their members to access financial support from the commercial banks in order to succeed in the production and development of their various produce for consumption/export and to support their trading is difficult, the focal strength that energizes the managers of ACFA is the will to help eradicate poverty among those in the grass-root, which includes the farmers. Hence the need and usefulness of ACFA in this regard.

            ACFA retains the copyright, title and ownership of the Association and all its members/affiliates.

ACFA alone have the right to claim ownership of this written material ("Documentation") Therefore, no one, group authority regardless of the form it takes has power to reproduce whether in paper or media while the original and other copies exist, in the case of documents or any kind of representation for this Association.

With the setting up of vital ACFA therefore, it will help the management to strive to assist all co-operative and individuals who wished to create jobs for themselves by means of what they know very well. The setting up of will also help All Co-operative Farmers Association is geared towards assisting these serious minded individual/groups in our various communities to build-up savings and ensure that all its members contribute annually to the coffers of this grand Association, so that they can alleviate poverty from both its members and the general public.

     Yours partners in Business,

All Co-operative Farmers Association.

*Why The Association Was Established

Most people will no doubt wonder why the setting up of this All Co-operative Farmers Association, When similar groups have been formed just recently. For instance we have the All Farmers Association of Nigeria (AFAN) The Agbekoya Farmers Group, which has its aims to bring all farmers in the state together to make sure all good intentions of the government towards them is realized. In 2011 December, the Edo State Multipurpose Co-operative Farmers Agency was also formed with the same old interest of helping the farmers to get what rightly belong to them. Other organization akin to the farmers Unions were also setup for the same purpose. 

            Because all the groups mentioned seem not to be working for the interest of the farmers, most farmers resolved to detached themselves from the grip of such group and seek out for an organization that have the real interest and affection of the farmers at heart. Such group As, ACFA. 

It is very obvious that TO MAKE IT WORK! THERE IS NEED TO MAKE IT REAL ….. The man that has experienced every steps taken by the so many groups that has pretended to come and represent the farmers in the state, Mr. Agbonlahor .O. Osamuyi who has and will never loose focus or care about the negative views some persons may have towards the actions taken by the aforementioned groups, knowing that it takes pain and effort to succeed in such venture as this, volunteered himself for this productive but tedious assignment.

Terms and condition for membership of ACFA

Caution;

Do not fill or complete any section of this form until you have read and accepted the Terms and Conditions so stated therein. This includes the requirements/expectations from a good intending co-operator. The filling and completion of every sections of this form by you will mean that you have accepted the terms of acceptance as a member of All Co-operative Farmers Association, Edo State (ACFA).

* Consent And Limited Pledge

I, ________________________________________________________________ herby agree to become bind by the terms and condition of admitting members into ACFA as stated in this agreement.

*Choice

 If you have the choice to abide by the following conditions, and if you already know the meaning of the Terms as used in the ACFA constitution, please go ahead and fill the form. But, IF YOU DO NOT AGREE TO THE TERMS OF THIS AGREEMENT, PLEASE DO NOT Bother to continue filling this form.

WHAT ACFA WISHED TO ACHIEVE

      Co-operatives  in  other  countries  like  Kenya  and  Canada  contribute  significantly  to  their  national economies.  The  co-operative  sector  in  Nigeria too, has  the  potential  to  grow  and  deliver  a  significant contribution to the economy, If proper policy is made to this regard. For instance; the All Co-operative Farmers Association, Edo State. Has resolved to:

·         Be in the forefront for the promotion of ideas projected to lead all farmers and small scale entrepreneurs in the state to success.

·         To operate in all the Local Government Areas of the State, within the Nigeria boundary, the Africa continent and the world at large; In order to promote the state, national, and international Co-operation and understanding, among the co-operative enthusiasts.

·         Improve agricultural  productivity  through  better  use  of  inputs  and  farm  management,  as it  will make  a  remarkable  difference  to  the  lives  of  farmers  and  reduce  food  insecurity.  

·         To provide more sources of employment for rural dwellers.

·         Help various governments to provide job opportunities, as this will reduce poverty in the country. It will also assist in reducing inflation as the end products will be dispense out by the farmer when food and other raw materials will be accessed  easily by farmers and other users. 

·         Give its members the opportunity to be independent.  Through co-operative loans support to its members, in order to  revive  dying  businesses,  as  it  also  gives  members  the  opportunity  to  make purchases  of  any  kind, such as  business  equipment  or food  items,  at  a lower  price  when  resources are pooled together to make bulk purchases.